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JM&A Group (JM&A) is one of the largest independent providers of finance and insurance (F&I) products in the automotive industry. We also offer training and consulting to various automotive clients.

We are a 'dealer first' business focused on helping our partners find their best path to success, plan for the future, and achieve real results. There’s a reason why we've been trusted for over 40 years by dealers across the country. We’re proud of the relationships we’ve built with each and every one.

Fidelity Warranty Services, Inc. (FWS), a subsidiary of JM&A, is a major provider of extended service contracts and pre-paid maintenance contracts for virtually all vehicle makes and models. It is the largest provider of service contracts in Florida and one of the largest in the nation. Its popular Toyota Certified program covers Southeast Toyota Distributors dealerships' Toyota cars, trucks and vans. In addition, the company's Gold Check Certified® program, available to dealerships throughout the U.S., offers a complete used vehicle-marketing system.

We believe associates are our most important asset.

Our team members enjoy benefits like paid time off, retirement and 401(k) plans, vehicle purchase programs, education assistance, and more — it’s just one of the reasons why we’ve spent 23 consecutive years as one of FORTUNE® Magazine’s 100 Best Companies to Work For.